How Renting Can Actually Reduce Your Monthly Expense

monthly expense

monthly expense

People will often tell you that it makes more sense financially to buy a home than to rent one. However, this isn’t necessarily true. While investing in real estate will provide you with a valuable asset, it’s hardly cheaper than renting a home.

Yes, renting a home means you’re not building equity. However, not everyone is in a position to put down firm roots or take out a mortgage. Furthermore, if you’re looking to minimize your monthly expenses, renting is definitely the way to go.

But we don’t just expect you to take our word for it. Keep reading to learn about reducing costs by renting.

Mortgages Come With Interest

First, let’s take a look at monthly rent vs monthly mortgage payments. In some cases, rent will be higher for a home than what your monthly home loan payments would be. However, you need to look at the bigger picture.

Mortgages come with interest, and even low-interest rates add up quickly. For example, if you took out a $300,000 mortgage at 3.5% interest over 30 years, you would end up paying $184,968.26 in interest alone. Paying a slightly higher monthly expense for rent is much better than giving away almost $200K in interest fees.

No Closing Costs or Realtor Fees

Reducing costs by renting is easy when you consider the fact that buying a home comes with a ton of extra fees. Most realtors charge a 3% commission rate for their services. If you buy a $300,000 home, you would owe them $9,000.

Closing costs are also around 3%, making your total costs closer to $18K. While the seller sometimes pays these fees, it’s not guaranteed.

Landlords Often Pay for Utilities

If saving on monthly expenses is important to you, renting can help you eliminate or reduce your utility costs. Depending on the home you rent and your landlord, you might not have to pay for any of your utilities. In other cases, you and the landlord will split the utility costs.

If you were to buy a home, you would be 100% responsible for all utilities, services, HOA fees, and more.

No Maintenance or Repair Costs

One of the best things about renting a home is that you don’t have to handle repairs and maintenance. Not only will this save you time and frustration, but it will also help you reduce your monthly expenses.

The general rule of thumb is that homeowners should set aside 1% of their home’s value for yearly maintenance. Using the example above ($300,000), you would be paying $3,000 a year and that’s not including major/emergency repairs or renovations.

Moving to a New Home is Free

Finally, if you’re wondering, “Can rent save on monthly expenses?” consider the costs to move out of a home you own. As noted earlier, the seller typically covers realtor fees and closing costs.

But did you also know that the average home seller spends over $21k prepping their home for the market? When you rent, you can move out after your lease expires with no additional fees.

Want to Minimize Your Monthly Expenses?

As you can see, it can be much more affordable to rent a home rather than buy one. If you’re not ready to commit to a mortgage or put down roots, that’s okay.

Save money on your monthly expenses by renting an apartment. We completely understand and support your decision. Check out some of our available apartments for rent to see what you can find in your area.

The 7 Best Appliances for Your Apartment Kitchen

apartment kitchen

apartment kitchen

Apartment living means making the most out of your space. There are approximately 40 million apartment renters in multi-family buildings in the United States today.

If you enjoy cooking, it’s important to make sure that you have the right types of appliances to help you reach your foodie goals.

Read on for a list of the seven best appliances for your apartment kitchen, so you can get the most out of every meal.

1. Coffee Maker

If you enjoy a hot cup of coffee in the morning, then a coffee maker should be number one on your list. Look for a coffee maker that has several options and automatic shutoff for safety. If you live alone, try a one-cup coffee maker that produces one single cup at a time.

2. Toaster and/or Toaster Oven

A toaster is a great choice for apartment life, but it only does one thing: make toast. If you like to make larger items that are toasted, go for a toaster oven instead. You can use them to make mini-pizzas, reheat leftovers, and much more.

3. Try an Air Fryer for Your Apartment Kitchen

Frying food can be extremely messy and pose a fire hazard. If you adore the taste of fried food, give an air fryer a try. Not only are these cooking appliances safer, but they’re awesome for all kinds of recipes, too.

4. Blender

Whether you’re making healthy smoothies or mixing margaritas, every apartment kitchen needs a quality blender. Choose a larger blender that can hold a lot of liquid in case you plan to make drinks for parties. This appliance is a must-have for awesome apartment life.

5. Microwave

Many people prefer to use a microwave when they’re doing apartment cooking, especially if they live alone. You don’t have to use your microwave for everything, but it definitely comes in handy for lots of different applications.

6. Stand Mixer

If you love to bake and make recipes from scratch, then you’ll definitely want to add a stand mixer to your apartment kitchen. A mixer makes it easy to prepare all kinds of great foods from fresh bread and cookies to pizza dough.

7. Slow Cooker

From pot roast to beef stew, a slow cooker is an awesome small appliance to add to your kitchen setup. These handy appliances make it easy to create one-pot meals that you can enjoy for several days. With so many recipes to try, this is certainly one appliance you can’t live without.

Update Your Kitchen Today

Keep these seven helpful appliances in mind so you’ll have everything you need for your apartment kitchen. Whether it’s a new coffee maker, an air fryer, or a blender, the sky is the limit when it comes to apartment cooking.

If you’re ready to find a new place, be sure to check out Willow Creek Crossing Apartments and contact us today so we can help you find your next apartment or townhome.

New Year’s Resolutions To Consider for Your Fort Wayne Apartment

fort wayne apartment

fort wayne apartment

The new year is well underway. How are your 2022 New Year’s resolutions coming along? Don’t worry, we won’t judge.

While you’re making your resolutions to get fit, stop ordering out so often, and get out of debt, why not consider making some resolutions for your Fort Wayne apartment?

Not sure what that could mean? Keep reading for a few apartment-related New Year’s resolution ideas.

Declutter

We know that you’ve been spending the winter hoarding and hibernating. Now that the new year is here, it’s time to declutter and freshen up your space for 2022. Out with the old, in with the new.

Start with several boxes. You want a box for items that you’ll keep, throw away, donate, and repair or repurpose. It’s also helpful to have a “wrong room” box if your apartment has more than one room.

Go through all of your items room-by-room and determine whether or not they’re still useful to you. You can try the Konmari method (does it spark joy?) or simply “feel it out.”

Remember that every item should have a place. If something doesn’t have a place, and you can’t find a place for it, toss it in a box.

Deep Clean Everything

Once you’ve decluttered, it’s time to deep clean. With everyone spending more time at home the past couple of years, our spaces could definitely benefit from a good deep cleaning. 

If you don’t have a lot of spare time, hire a professional cleaner for the job. They come pre-equipped with everything that they need to get your apartment looking fresh and new. Or, ask a friend or family member to help out.

On the other hand, sometimes a good deep-cleaning session is a great weekend activity. 

Start an Indoor Workout Routine

If you’re trying to get fit in 2022, you don’t have to leave your apartment to do so. You can start a workout routine even with minimal space as long as you have the right motivation.

Look for helpful online resources. Many fitness “gurus” post videos on Youtube that are perfect for at-home exercisers even if they don’t have equipment.

If you want some apartment-friendly workout gear, consider picking up space-saving options like a yoga mat, stackable dumbbells, and fitness bands.

Craft Your Indoor Garden

Indoor gardening is all the rage. Nothing beats being able to grow your own food. If you haven’t already given it a try, 2022 is the best time to start. 

Gardening, even indoors, is great for your mental health. An indoor garden is also the perfect addition to any style of interior decor.

Growing herbs, lettuces, or microgreens will give your space a little greenery while supplying you with fresh, nutrient-rich foods to help nourish your body and work with your resolutions to eat healthier and get fit.

What Will You Do in Your Fort Wayne Apartment This Year?

These resolutions can make 2022 in your Fort Wayne apartment your best year yet. Which will you try? Whether you’re getting fit, gardening, or getting your space as clean as possible, you’ll start the year off on the right foot.

Are you looking for apartments in Fort Wayne, Indiana? At Willow Creek Crossing, we have what you’re looking for. Check out our current apartments for rent and find your new home today.

How to Save Money on Rent and Add to Your Savings

how to save money on rent

how to save money on rent

In the U.S., there are more than 43 million households living in rented spaces. Renting a property is often the best option, as you can be more flexible about where and when you move. One thing many people look for when it comes to renting an apartment is the price. With rising rents, you may think that it’s hard to find an apartment within your budget.

But, rent can often be more affordable than you think! Keep reading for tips on how to save money on rent, so you can add to your savings. Let’s jump into it!

Location

When looking for an affordable apartment, consider its location. Renting an apartment in the heart of downtown is going to be more expensive than renting an apartment elsewhere. While you want your new home to be close to work, entertainment, dining, and nightlife, looking just outside the city’s hot spot will help you save on rent.

In this case, they may also give you a discount if you agree to end your contract before the summer. This is so they can use it for holiday rentals.

If you are a good tenant throughout your lease, you may also get a discount on rent. Taking care of your apartment, and being a good neighbor will help your case! Also, try and get to know your landlord a little, and build a trusting relationship for both parties.

Lease Length

When renting an apartment, you may be able to get a reduced rate if you sign a longer lease. While a 6-month lease may sound more appealing, it may also come with a higher price tag. Longer leases provide security for the apartment community and will save them the time of having to find new renters sooner. Less work for them means less money spent in rent for you!

Avoid Late Fees

Paying your rent on time can also help you save money. Many apartment communities charge a late fee when rent isn’t paid on time. A late charge of 10% of your monthly rent could mean that you’re paying an extra $60 or more each time you pay late.

Save yourself time and extra money by setting up recurring payments if possible so you never forget to pay your rent.

Look For a Roommate

If you are renting alone, finding a roommate to live with could be a great idea. Not only does this reduce your rent, but you have someone to split other household expenses with. Sharing an apartment also helps with things like cleaning and buying groceries. You can share the responsibilities and living costs, which will make both your lives easier!

Learn How to Save Money on Rent

Now, you have several ideas on how to save money on rent. Rent can be a big expense each month, so the more you can cut back, the more you can save in the long term.

Living or relocating to Fort Wayne? At Willow Creek Crossing we have some amazing apartments. We have different sizes of homes to suit solo renters or families. Get in touch with us today to schedule a tour of our apartments.

The Amenities to Look For in a Pet Friendly Apartment

pet friendly apartment

pet friendly apartment

Almost 70% of Indiana households have a dog, a cat, or both. That makes finding the perfect pet friendly apartment in Indiana a “must.” But, with so many different amenities, sorting out which are necessary for you and your pet can take time and effort.

To help simplify the process, we’ve compiled a list of the must-have pet friendly apartment amenities for pet owners. From spacious outdoor areas to dedicated pet waste stations, these features will ensure that you and your furry friend have an enjoyable living experience. Read on to learn more about the essential amenities when searching for the perfect pet friendly apartment.

Dog Park or Play Areas

Access to a designated dog play area or park is essential for pet owners. These amenities provide your furry family member with the necessary exercise and socialization.

A pet friendly apartment complex with space for pets to play is a significant quality-of-life improvement for pet owners. Moreover, well-maintained parks and play areas give your pup much-needed exercise and stimulation. Plus, it’s an excellent opportunity for pet owners to get to know their neighbors.

Trail and Walkway Access

This amenity is so necessary for working pet owners. Taking dogs on daily walks is necessary but time-consuming. For the average 8-5 worker who commutes, finding the time for this ritual takes a lot of work.

However, apartments that offer access to trails and walkways change the narrative. This kind of pet friendly apartment amenity helps you maintain a healthy walk schedule for your furry family member.

Apart from pet needs, this amenity also helps pet owners keep up with their health and well-being, providing a great way to stay active. When considering a potential apartment, make sure to ask about the pet policy and inquire about nearby trails and walkways.

Pet Waste Disposal

Regarding pet amenities, pet waste disposal is a must for pet owners. Designated areas for pet waste disposal around the apartment grounds are convenient. They help on-the-go pet owners who want to quickly and safely dispose of their furry family member’s waste.

But it would help if you also considered how the apartment maintains these areas. Poor maintenance can turn these from a convenience into an eye and nose sore. Pay close attention to the pet waste disposal sites during your apartment tour.

Fenced-In Yards

Having a fenced-in yard is a vital pet amenity for pet owners. Whether your pet wears a leash or not (the pet policy will outline leash requirements), fences help keep them safe.

Even the best-trained dogs run toward the right distraction, putting themselves in harm’s way. Fences provide extra peace of mind each time you open your front door.

Pet Friendly Apartment in Fort Wayne, Indiana

Finding a pet friendly apartment in Fort Wayne, Indiana, can be challenging. But, with proper amenities, you can provide your furbaby with unbeatable comfort and convenience.

If you’re looking for a pet friendly apartment in Fort Wayne, check out Willow Creek Crossing Apartments. We offer various pet amenities that make life easier for pet owners and their furry family members. Contact us today to schedule a tour.

‘Tis the Season: Apartment Christmas Décor Tips and Ideas for 2021

apartment christmas decor

apartment christmas decor

Did you know that as many as 40% of people start decorating before Thanksgiving?

Even if you’re not that eager, as soon as December comes knocking, it’s time to dig out the tinsel, the Christmas lights, and all the sparkles that go with it.

Are you finding it hard to figure out how to make your apartment festive? Decking the halls with the right apartment Christmas decor can be magical. Just keep reading for great holiday decorating tips for 2021.

Apartment Christmas Decor

There are countless ways for you to spread the Christmas cheer within your apartment. You’ve got everything going from Christmas trees to lights to baubles and more.

Let’s have a look at how you can maximize the space in your apartment!

Picking The Perfect Tree

Picking a tree for your apartment can seem like an impossible task, particularly if your apartment is on the smaller size.

One of our best apartment decorating ideas is to search for a Christmas tree that is narrow and tall. That way, it won’t take up too much floor space, but can still be eye-catching with its height.

Alternative Tree Options

Going for a snow-covered tree can mean keeping the space feel open in your apartment. By staying away from a darker-colored, denser tree, you can keep the space feeling light and bright.

Add in some lights and the festive cheer will be abundant!

Decorate Your Mantelpiece

Many apartments come with a lovely fireplace and mantelpiece combination. One way to get creative with your Christmas decor is to decorate your mantel.

Go for Christmas-themed candles standing in between woven branches, traditional foliage, and tinsel.

Keeping your Christmas decorations on your mantelpiece will help keep the cleanup easier after the festivities too, along with your apartment resolutions list.

Go Christmas Light Happy!

Christmas lights come in so many different sizes. You get subtle, battery-powdered lights that you can hang up in little corners of your kitchen.

Or you can go for something a little brighter and weave it around furniture in your apartment (this is a good idea to keep them close to power points). The thing with lights is they can be put anywhere, even around your vanity mirror in the bathroom, or bundled up in the center of your dining room table!

Don’t Forget The Front Door

This is the first part of your apartment that you see when you come home, and the first part that guests see when they come to visit!

Spice up your apartment door with a beautiful wreath. There are endless options when it comes to wreaths. You can go for something natural looking made of foliage, something that lights up and sings, or one that is made of Christmas baubles and bits.

Apartment Living For Christmas

If you’ve got your apartment Christmas decor sorted, then there’s no need to worry. Santa will definitely find his way down your chimney this Christmas!

Perhaps you’re still looking for the perfect apartment? Maybe that’s the Christmas gift you’ve been hoping for most. If that’s the case, you’re in the right place.

Check out our list of available apartments in Fort Wayne, and maybe we can get your stocking filled!

A Guide to Holiday Events in Fort Wayne

Holiday Events in Fort Wayne

Holiday Events in Fort Wayne

Fort Wayne was the fastest-growing community in the Great Lakes region in 2020 and for good reason. Fort Wayne has many exciting activities to experience all year round, especially during the holidays.

If you are looking for some holiday events to attend in Fort Wayne this year, then read on for more information.

The Fantasy of Lights

The Fantasy of Lights is one of the best holiday experiences in Fort Wayne. This is a 2 mile-long light show in Franke Park. Hop in the car and check out the 140 different light displays the show has to offer. The show runs from November 20 through December 31, and admission is $10 for each personal vehicle.

In addition to the light show, you can also visit Santa’s Christmas Market in the park. This market is open from November 23 to December 23 and features food, drinks, and crafts from local vendors.

Happy Smallidays

Get in the Christmas spirit and celebrate the “Smallidays” at the Fort Wayne Botanical Conservatory. From November 19 to January 8, you can check out events such as Breakfast with Santa, String Jams Holiday Concert, and $1 Night Light Display.

In addition to these events, the garden itself has magical seasonal displays that are sure to get you excited for the holidays.

The Festival of Gingerbread

One of the most popular holiday Fort Wayne events is the Festival of Gingerbread, located in the History Center. This festival runs from November 25 to December 18 and features dozens of gingerbread creations by local artists of all ages.

Admission is $4 for seniors and youth and $6 for adults. There are many exciting events to check out during this festival, such as visits from Santa Claus and a cookie decorating party.

Chanukah Celebration

Celebrate Chanukah with a public menorah lighting, latkes, donuts, music, children’s activities, and more! The Fort Wayne Chabad Jewish Center will be hosting the Chanukah Celebration at Promenade Park on December 18 starting at 5:00 pm. More details at: chabadfortwayne.com/chanukah

Check Out These Amazing Holiday Events in Fort Wayne

Celebrate the Christmas season right with all of these amazing holiday events in the area. Fort Wayne is a beautiful city with many different holiday traditions to enjoy.

If you are thinking about moving to the Fort Wayne area this holiday season, then feel free to contact us for more information on our beautiful apartment homes.

6 Tips to Keep You and Your Apartment Warm during Indiana Winters

how to keep apartment warm in winter

how to keep apartment warm in winter

Baby, it’s cold outside! Winter is still officially a month away but the frigid cold temps have already arrived. How are you planning on keeping yourself and your apartment warm this winter?  Learn how to stay warm and cozy in your apartment this winter without cranking up the heat.

1. Reverse Your Ceiling Fan

Did you know that reversing the motion of our ceiling fan can help keep you warm? Running your ceiling fan counterclockwise in the summer creates cooler air. We all know that warm air rises, so in the winter, running your ceiling fans clockwise will force the warm air downward and circulate it throughout your apartment.

2. Blockout the Cold

Thermal blackout curtains are a great way to help darken rooms but did you know that they’re also a great way to keep the cold out? Thermal curtains help insulate your windows blocking drafts and keeping the warm air from escaping.

Bonus: they can also help reduce noise!

3. Get Moving

While winter is the perfect time to Netflix and chill, staying active will boost your circulation and help keep you warm in the winter. Instead of running to the thermostat to crank up the heat when you get cold, get up and get moving! Clean up around your apartment, throw a load of laundry in, do some light exercise or yoga, and prep dinner. Before you know it, you’re feeling warmer, your apartment is clean, dinner is ready, and you’ve gotten in your exercise for the day!

4. Let in Some Light

We mentioned using blackout curtains to insulate your windows, but be sure to open them on a sunny day to let the sun in and warm up your apartment. While letting sunlight in can make an apartment hot and stuffy during the summer, it’s one of the best ways to keep it comfortable during the winter.

Natural light is also great for making your apartment look larger, so you’ll be enhancing your interior design while you heat your apartment up!

5. Use Your Oven

While you shouldn’t overuse your oven or keep it on when you’re not cooking, using it more often will keep your apartment warmer.

Winter is the perfect time for casseroles, roasts, and baked goods. Make more oven-baked meals and stay cozy in your apartment.

6. Throw on More Blankets

Blankets are a cozy way to snuggle up in the winter. Add thicker blankets to your bed (don’t forget the flannel sheets too!) and add some heavy throws on your sofa and chairs. They’ll add warmth and style to your apartment!

Keep Warm During Indiana Winters With These Tips

These tips will help you stay warm and cozy during the harsh Indiana winters. Turn your heater down and take advantage of some new ways to keep yourself and your apartment comfortable.

Are you looking for a new apartment? Why not try renting an apartment at Willow Creek Crossing? Contact us for more information or check out our apartments for rent today.

What’s On Your Dream Apartment Amenities List?

apartment amenities list

What’s on your dream apartment list? When looking for an apartment, it’s a good idea to jot down list of basic amenities your’re looking for in your new space. For example, how many bedrooms you’ll need and how much rent you can afford.

But what if you enjoy some of the finer things in life? What are some amenities of higher-end apartment living that you may want to add to your list?

Keep reading to find out.

1. A Big Kitchen

The kitchen is often considered the heart of a home.  It’s where people come together to talk about their day and reconnect with their friends and family members. It’s also the center stage of holiday get-togethers and other events.

If you love to entertain in the kitchen, your apartment amenities list might include a large kitchen with plenty of room for entertaining and preparing amazing holiday dishes.

2. Private Washer and Dryer

Most apartments and apartment communities come with access to community laundry rooms. However, having your own private washer and dryer in your apartment may be on your dream apartment list so you can do your laundry from the comfort of your apartment. Additionally, you won’t have to spend $10 in quarters every laundry day.

3. Plenty of Storage Space

One thing many apartment spaces lack is storage space. There might be fantastic rooms and a spacious kitchen, but you still need room for all your belongings.

Finding the right apartment for your needs might mean finding one with large closets or extra storage space.. Not having enough space can make your home feel cluttered and messy.

4. Multiple Bathrooms

Fighting over a single bathroom is one of the biggest causes of arguments among families. When everyone is trying to get ready in the morning, it can be frustrating to wait for your turn to shower. Kids have an especially hard time sharing bathroom time.

If you have more than two people in your family, your apartment amenities list should include multiple bathrooms. This will save you a lot of time and frustration in the future.

5. Community Pool

Next, let’s consider an apartment outdoor amenities list. During the heat of the summer, it would be nice if your apartment had a pool. There’s nothing better than cooling off with a dip in the pool on a hot summer day.

Swimming in a pool also comes with a ton of other health benefits too!

What’s on Your Apartment Amenities List?

How important is your apartment amenities list? If you know you’re reaching for the stars, make a list of priorities for your apartment hunting.

To get a better idea of what’s available, take a look at our apartments for rent. And if you find something you like, contact us today to schedule a tour and talk about your leasing options.

5 Unique Apartment Storage Ideas

apartment storage

apartment storage

Moving into a smaller apartment may involve downsizing your current home to ensure that all of your belongings are going to fit into the new space. Unfortunately, it’s not as simple as getting rid of everything that doesn’t immediately spark joy in your heart (like your stuffy winter clothing or your expensive exercise bike).

You will have to do whatever you can to make the most out of these space-saving tips to improve your storage options in your new apartment.

Continue reading for a few apartment storage ideas for your small spaces.

1. Capitalize on Wall Space

Think of all of the blank space in your home just waiting to become useful. Chances are that you have a ton of unused space above your furniture and over the doorways. You might consider installing shelves above these things to store books and other small items.

In the kitchen, you can install some peg board on the wall to hang your pots and pans from. You could even maximize your drawer space by hanging your larger utensils on the wall as well.

2. Add Over-the-Door Racks

Even a small, one-bedroom apartment will have a few doors on which you can hang a storage rack. There are racks made for shoes so that your shoe collection is off the floor and out of the way. There are even over-the-door utility racks that hold brooms, mops, and other cleaning supplies.

3. Make the Most Out of Seating Options

There are many seating options on the market made with storage space inside of them. Pick your benches and ottomans based on having that dual-purpose capability. Then, you can save space by tucking your books or your extra blankets away, giving your home a tidy atmosphere.

4. Maximize on Slim Storage Bins and Cabinets

Small apartments tend to have small areas that you can use for storage. Unfortunately, regular-sized shelving and storage containers won’t fit in these areas. You might consider making custom shelving units for these small spaces or buying items that fit in these small spaces.

Narrow cabinets or slim rolling carts might fit in the tight spaces between the toilet and the bathtub for toiletries or next to the kitchen sink for your kitchen essentials. You can also use slim storage bins to slide them under the beds in your apartment.

5. Repurpose Antique Furniture

Old dressers and vintage suitcases generally have a ton of room for storage. Stack a few hard-shelled suitcases next to your bed to hold your lamp and your alarm clock. Inside, you can store things that you don’t need very often, like out-of-season clothing and your camping equipment.

You don’t have to keep your dressers in your bedroom! You can use them in your living room as a tv stand or an end table.

Looking for Apartment Storage Solutions?

There are tons of ways for you to make your shortage of space work for you with these apartment storage tips. You just have to get creative! Repurpose old furniture to work for your situation or buy a few items that make your situation work for you.

Looking for an apartment? Contact Willow Creek Crossing Apartments in Fort Wayne, IN, to get more information on current apartment vacancies.